Nowadays, times are so difficult that not everyone has an emergency fund set up. Not having an emergency cash can cause devastation when hard times hit. The fantastic news is that there are still a few things you can do if you find yourself in severe or dire need of some additional cash. Try these ideas the next time an emergency comes your way and you’re not quite sure what to do.Â
Use a Payday App
One thing you can do if you need emergency funds is to use a payday app. Payday apps are wonderful if you have a stable job and money going into your account regularly. Each app varies in the amount of money it is willing to provide a single user. You could borrow as little as $20 or as much as $200 from a general payday loan app. To qualify, the app must be able to read your income and see that you have a solid amount of money coming in.
Donate Bodily Substances
You can donate bodily substances if you would like to help other people and receive compensation for your time and effort as well. Three bodily items that you may qualify to donate are sperm, plasma, and eggs. You will have to go through an interview process and have a medical screening before you obtain approval to donate any of those items. However, you will be able to donate regularly and easily once you receive the approval. The amount of cash you can receive using these methods varies depending on the facility you visit, their policies, promotions, and how much you donate.
Visit a Pawn Shop
You might be able to get quick cash from a pawn shop if you have something of value. Pawn-worthy items include jewelry pieces, mobile phones, computers, gaming systems, televisions, and furniture. You will have to contact the prospective pawn shop to find out which items they issue loans for. The best part about giving your items to a pawn shop is that you don’t have to agree to sell the items. You could use them as collateral instead. The pawnshop can give you a loan, and then you can come back and reclaim your items within 30 to 60 days by paying the amount you borrowed plus interest. You may want to consider that as an option if you need quick cash.
Perform Odd Jobs
Odd jobs can be a godsend for you if you’re going through an emergency situation, and you need immediate help. You can find odd jobs in the classified ads, or you can look for postings inside public places like laundromats, grocery stores, and the like. For example, you might get lucky and find a post from a person who needs some people to help him or her move from one apartment to the next. Maybe you’ll find a babysitting job or packing gig. Any of those jobs can give you the money you might need to solve your emergency.
Sell Your Goods
Going through your items to look for things you can sell is another great idea that might work well for you. You might own some desirable items such as clothing, kitchenware, electronics, games, furniture, and the like. You can use a variety of methods to get money from these items. One thing you can do is hold a yard sale. A yard sale will attract passers-by who may be willing to give you cash on the spot for your items. You could also list your items online if you want to earn money quickly.
Don’t fret if you happen to experience an emergency. You can get through it by trying some of the suggestions mentioned above.Â
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